Post Benefits Offers Professional Services

Post Benefits LLC uses three core principles to service and manage your employee benefits plans. We provide to our client’s professional value-added services that are based on strategic planning, five-star service, and cutting-edge technology.

Strategic Planning

We recommend that our clients make employee benefits management a strategic initiative. By defining objectives and developing an action plan based on meeting those objectives, we ensure an organized, complete approach to fulfilling your benefits needs. Our careful strategic planning services include ongoing evaluation of all your plan’s characteristics — such as access, service, and price — to ensure a proper balance is achieved. Strategic planning also shields your plan from becoming obsolete as new trends and market factors emerge.

Five Star Service

We pride ourselves on the level of knowledge and service we provide to our clients.

Contact: We meet with clients regularly to ensure carriers, coverage, and costs are meeting expectations.

Education: We conduct employee meetings and provide custom communication materials for employees.

Advocacy: We work on your behalf to bring an unbiased perspective to all situations, with no allegiance to any specific carrier or vendor.

Personnel: We hire and maintain a professional, experienced staff and ensure that they are up-to-date on all the latest trends and information.

Information: We possess the information and expertise that allow us to negotiate comprehensive, competitive benefits programs; we know where to find the answers to any of your insurance, employee benefits, and human resources questions.

Technology

We use leading-edge technology to provide our customers with the latest data analysis, legislative, communication, and human resources administration tools. Using exclusive Internet-driven applications, we provide our agency staff and our clients with unsurpassed efficiency and access to information.

Areas of Specialization

Medical Plans

  • Insured Indemnity Plans
  • Point-of-Service (POS) plans
  • Health Maintenance Organization (HMO) plans
  • Preferred Provider Organization (PPO) plans
  • Healthcare Savings Account (H.S.A.) plans
  • Healthcare Reimbursement Account (HRA) plans
  • Self-insured Plans
  • Minimum Premium Plans

Executive Benefit Plans

  • Business Succession Planning (design and funding)
  • Key Person Planning
  • Section 162 Bonus Plans
  • Supplemental Insurance Plans for Executives
  • Long-Term Care Planning for Executives
  • Estate Planning for Executives

Employee Benefit Plans

  • Dental Plans
  • Short-Term Disability
  • Long-Term Disability
  • Vision
  • Group Life/AD&D
  • Section 125 plans
  • Special risk coverage

Individual Plans

  • Life Insurance
  • Estate Planning
  • Long Term Care Insurance
  • Disability Income

Retirement Planning

  • Qualified Retirement Planning
  • Non-Qualified Retirement Planning
  • Pension/Profit Sharing
  • Ongoing Employee Education
  • Consulting

Voluntary Products

  • Dental
  • Vision
  • Disability
  • Life/AD&D
  • Long-Term Care
  • Group Auto & Homeowners
  • Group Legal

Marketing

In addition to general day-to-day services, Post Benefits LLC will release a Request for Proposal to the marketplace in order to review all of your vendor options now and at renewal. Evaluating, negotiating with, and recommending insurers and providers to our clients are our specialties. Our position in the marketplace allows us to enjoy preferred financial arrangements with insurance vendors and third party administrators across the United States. We actively cultivate long-standing relationships with major carriers, and those relationships allow us to negotiate aggressively and obtain cost-efficient proposals for our clients.  As we negotiate with vendors, we will also examine your loss history, establish the necessary types of coverage consistent with your risk tolerance, choose carriers that provide superior services, and adopt the optimal funding mechanisms for your specific needs.   We have established rigorous selection criteria for potential vendors, and recommend a selection based on the following considerations.

Critical Vendor Selection Criteria

  • Overall service and quality
  • Experience in administering network-based programs
  • Commitment to continuous quality improvement processes
  • Experience in administering multiple option health programs
  • Quality of communication materials (e.g. booklets, EOBs, etc.)
  • Effective administration procedures (e.g. coordination of benefits, subrogation, etc.)
  • Responsiveness of group representative
  • Cost efficiency
  • Responsiveness to client feedback
  • Professionalism of response to RFP
  • Willingness to adapt to changing needs and circumstances
  • Adequate staffing ratios
  • Superior network coverage in relation to location of  employees

 

Professional Services

Post Benefits LLC uses three core principles to service and manage your employee benefits plans

  • Strategic Planning
  • Five Star Service
  • Technology

 

Areas of Specialization

Post Benefits LLC specializes in a wide variety of plan types and lines of coverage

 

Marketing

Our position in the marketplace allows us to enjoy preferred financial arrangements with insurance vendors and third party administrators across the United States.